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Credit Score Manager

As a Nation Choice Reserve Bank online and mobile banking user, you have complimentary 24/7 access to Credit Score Manager. Knowing your credit standing is essential when you want to open a loan or credit card, but it’s also important to track changes to your score since it can alert you to suspicious activity. Credit Score Manager gives you the tools to build financial confidence.

Credit Score Manager Features:

  • Stay on top of your credit with alerts if your score changes
  • Credit Score Simulator – see how your credit score might change when you take out a loan or get a new credit card
  • Debt analysis - monitor your debt in one spot, see open balances and monthly payments and more.
  • Credit Education -  Learn about managing your credit score, keeping it in good standing, and how your score is determined.

Setting Up Credit Score Manager

Credit Score Manager is automatically available to you in the Dashboard section of online and mobile banking. On first use, you’ll need to authorize the experience, and then your current credit score will start to display and update automatically in the dashboard area.

Get Started Today

If you already have online or mobile banking, log in and look for the Credit Score Manager tile in your dashboard. Not an online user yet? Get started today. If you have questions, review our FAQs

Why Your Credit Score Matters

Your credit score is used by lenders to determine your likelihood of making payments on your loan, and your score can impact the interest rate offered to you by a bank or credit union. Credit scores can also be used by insurance and utility companies to determine coverage and rates. Credit scores have truly become a critical part of your financial journey, as oftentimes your score can mean the difference between affording the house you’d love to call home and waiting to buy so you can improve your score.

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Improving Your Credit Score

Helpful tips on how you can increase your credit score. Learn more.

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Secured Credit Card

A secured credit card can be a great option to build or repair credit . Learn more.